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UK truck & HGV focusNon-advised introductionEvidence-led guides

UK TRUCK & HGV INSURANCE INTRODUCTION

Make a clearer, like-for-like truck insurance enquiry

Practical information for UK owner-drivers, haulage businesses and fleet operators, plus a non-advised route to a specialist broker panel.

  • Single trucks and multi-vehicle fleets
  • HGVs and specialist working vehicles
  • Clear checks for cover, excesses and exclusions
Start a quote enquiry How the service works

TRUCK INSURANCE QUOTE ENQUIRY

Tell the specialist broker panel about the truck you need to insure.

Submitting an enquiry does not buy insurance or guarantee a quote. Your details are passed to iRevolution Connect and its broker panel; a broker may contact you to discuss the risk and available terms.

Insuring more than one truck? Read the fleet guide.

PLEASE READ BEFORE SUBMITTING

An introduction service, not insurance advice

Fast Truck Insurance is operated by Latitude60 Ltd, an Introducer Appointed Representative of Policy Link Ltd. Quote enquiries are handled through iRevolution Connect, a trading style of Policy Link Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 916480).

We may receive commission for an introduction. The service is free to use and there is no obligation to accept a quote. We do not recommend a policy or decide whether it is suitable for you. Read the full process and disclosure.

START WITH THE VEHICLE AND THE WORK

Truck insurance routes

Choose the closest vehicle or operating setup, then check the details a broker may need.

CORE GUIDE

HGV insurance

Owner-drivers, lorries and heavy goods vehicles over 3.5 tonnes.

Read the guide → FLEETS

Truck fleet insurance

Compare driver rules, excesses and administration across multiple vehicles.

Read the guide → SPECIALIST

Recovery trucks

Vehicle recovery work, carried vehicles and related business risks.

Read the guide → SITE WORK

Tipper trucks

Operating use, body type, loads, sites and loading or unloading exposure.

Read the guide → WASTE & SKIPS

Skip lorries

Skip work, lifting equipment, operating area and vehicle use.

Read the guide → WEIGHT CLASS

7.5 tonne lorries

Cover questions for this widely used rigid-lorry weight class.

Read the guide → TEMPERATURE CONTROLLED

Refrigerated trucks

Motor cover alongside refrigeration, cargo and spoilage considerations.

Read the guide → OPEN LOADS

Flatbed trucks

Load type, restraint, body specification and operating use.

Read the guide →

A SIMPLE, NON-ADVISED JOURNEY

How the quote introduction works

  1. 1

    Tell us about the risk

    Start with the registration where available, then provide the vehicle, drivers, work and insurance-history details requested.

  2. 2

    A broker may contact you

    Your enquiry goes to iRevolution Connect and may be shared with a broker able to discuss the risk. Contact may be by phone, email or SMS.

  3. 3

    Check the terms yourself

    Compare the premium with the cover, excesses, driver restrictions, territorial limits, conditions and exclusions before deciding.

COMPARE MORE THAN THE PREMIUM

A practical comparison checklist

The legal minimum is third-party motor insurance, but the lowest cover level is not necessarily the lowest-priced quote. Policy wording and underwriting differ, so ask the broker to explain anything unclear.

  • Exactly which vehicles and drivers are covered?
  • Does the stated use match your contracts and loads?
  • What are the compulsory and voluntary excesses?
  • Are there mileage, radius, parking or security conditions?
  • What is excluded, restricted or offered separately?
  • What happens if a vehicle, driver or use changes?

INFORMATION THAT MAY SHAPE A QUOTE

What a broker may ask about

No single factor guarantees a lower price. Insurers assess combinations of risk information and apply their own underwriting rules.

Vehicle

Weight, value, age, body type, modifications, security and where it is kept.

Use

Own goods or hire and reward, operating radius, mileage, routes, sites and loads.

Drivers

Licence category, experience, convictions, claims and who is permitted to drive.

Business

Trading history, fleet size, claims experience, contracts and risk controls.

PLAIN-ENGLISH OPERATOR GUIDES

Build a better quote brief

Use our guides to understand common questions before speaking with a broker. They are general information, not personal insurance or legal advice.

Explore all truck guides
FOUNDATIONSTruck insurance explained COMPLIANCEOperator licensing and insurance OPERATIONSHGV safety guide FLEETSFleet comparison checklist

COMMON STARTING QUESTIONS

Truck insurance quote FAQs

Does submitting the form buy insurance?

No. It sends a quote enquiry for broker follow-up. Cover only starts if you agree terms with the relevant broker or insurer and they confirm that cover is in force.

Is comprehensive cover always the right option?

No cover level is universally right. Compare what each quotation includes, its excesses, conditions and exclusions, and ask the broker to clarify anything you do not understand.

Is third-party cover always cheaper?

No. Third-party cover is the legal minimum, but insurers price risk in different ways. Compare actual quotations rather than assuming a lower cover level will cost less.

Are goods in transit and liability cover included?

Do not assume they are included in motor insurance. They may be separate products or optional sections, and availability depends on the broker and risk. Check the schedule and wording.

READY TO START?

Prepare the details, then make an enquiry

Have the vehicle, use, drivers and claims information to hand so the broker can understand the risk.

Go to the quote form